Our Long-Term Planning Services

Our team of experts delivers solution-based strategies for individuals and families to address the financial, emotional and logistical complexities of long-term care.

  • Long-term Care Education

    With so many options for long-term care, you need to be fully informed in order to determine the right plan for you and your family. We provide clients with resources and information regarding all aspects of long-term care such as anticipated costs, levels of care, care taking supports, available resources, financial options and potential impact on your loved ones.

  • Total Insurance Review

    As you transition through the different stages of life, your insurance needs change as well. Our specialists will assess your overall insurance strategy to identify ways to eliminate, or save on, existing premiums, and find solutions that utilize the newest products that fit your unique needs and reduce your risks. Prioritizing death benefit protection, cash accumulation, and income tax benefits, while preserving your income and assets is essential. Our comprehensive review will ensure your portfolio and needs align, without over-insuring or leaving any gaps in your coverage.

  • Wealth Transfer Strategies

    Most Americans will experience three financial stages in life. The first is the accumulation stage, which is your time of earning and saving. The second stage, distribution, is commonly thought of as retirement. Lastly, is the wealth transfer stage, which is making sure that at the time of death, your assets are positioned appropriately to pass on in the most tax efficient way to your chosen beneficiaries. At Client First, we collaborate with you and/or your existing team of professionals, such as your financial advisor, or estate attorney, to create the best wealth preservation strategies for you and your loved ones.

  • Social Work Consultation Services

    Long-term care is an emotional issue. Our licensed clinical social workers are skilled to help facilitate family meetings, provide information on common chronic conditions in order to help identify specific resources and ideal care solutions, and to provide supportive counseling and therapy as needed.